Het feit over ATM fees dat niemand voorstelt
Het feit over ATM fees dat niemand voorstelt
Blog Article
The key to avoiding high fees when using ATMs abroad is to use a bank or card provider that waives foreign ATM fees. Some travel-friendly credit and debit cards offer free international ATM withdrawals, while others may reimburse you for any foreign fees you incur.
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Paying in the local currency avoids DCC fees and ensures that your card issuer handles the currency conversion. In most cases, your card issuer will offer a more favourable exchange rate than the merchant’s.
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You can also use it to spend in 150+ countries, including the Netherlands. Your transactions abroad are automatically converted into British pounds using the fair mid-market exchange rate.
By sticking to the local currency, you avoid travel finance the markups and extra fees associated with DCC, ensuring you get the best possible deal on your purchases.
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Dynamic currency conversion (DCC) is a service offered by some merchants and ATMs that allows you to convert your purchase or withdrawal into your home currency at the point of sale. While this might seem convenient, it often comes with high fees and unfavourable exchange rates, increasing costs.
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You could be hit by fees using independent ATMs in tourist locations, pubs, nightclubs and other places with a captive audience. They should declare their fees before you process the transaction, so you can avoid them - and in the towns at least there’s always a bank somewhere nearby.